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    CONTACT DOAN LAW

    Helping Families Save Their Homes in Bankruptcy Act of 2009

    Congress just recently introduced legislation, which if passed, will allow homeowners to renegotiate their home loans without the consent of the lender.  This new legislation under Title 11 is court ordered and there is very little a lender can do to oppose it.  Essentially, it would allow a mortgage to be rewritten as follows: 1) Principal balance reduced to fair market value of the property; 2) Interest rates reduced to a reasonable rate; and 3) Term of loan spread over up to 40 years.

    SO, HERE’S WHAT YOU CAN DO TO HELP TODAY – contact your Congressperson and tell them that you support S. 61 and HR 200.  Together, we can make a difference!

    Stay tuned, more on this blog to be published soon.

    Written by Michael G. Doan- Owner of the Carlsbad Bankruptcy Attorney’s office, Michael not only manages his business, but is also a highly skilled San Diego Bankruptcy Attorney with over 17 years of experience. He specializes in many fields, such as: insolvency, bankruptcy, consumer rights, debt negotiation, creditor collection abuse, estate planning, contracts, real estate, and tax. Michael is currently concentrating his practice solely in Bankruptcy Law and is a Board Certified Specialist in Consumer Bankruptcy Law by the American Board of Certification, one of only fourteen such attorneys in all of California. 

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